#1 Money Management App for Groups and Day Programs

SpendAble makes group payments easy for day programs and community activities

No more juggling loose change, chasing receipts or reconciling cash by hand. Service providers use SpendAble to simplify payments while keeping everything secure, traceable, and compliant.
We're trusted by thousands, because we do what other money handling solutions can't
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Features

The simplest way to manage group payments and track shared activity costs

SpendAble helps your team stay on top of shared spending in real time, cut down on admin, and stay focused on creating meaningful experiences in your programs and day groups. 

Collecting Activity Payments

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Receive group activity payments quickly with a process that’s easy to work with and simple to follow

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Standardise payment collection and stop managing client funds by hand

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Reduce admin and help service providers stay focused on people that matter

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Receipt Capture

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Upload receipts in one click and access real-time evidence when you need it

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Provide Families a clear record of spending with one simple upload

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Keep track of support staff spending and reduce follow-ups across programs

Receipts and evidence on the SpendAble platform

Paying for Clients

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Replace complex payment environments with one consistent, easy-to-follow process

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Identify who makes payments for clients in real time

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Manage group payments smoothly without cash, confusion, or delays

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Reconciliation Made Simple

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Spending is automatically reconciled the moment a card is tapped

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Every participant gets a record for joint costs with no manual tracking

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Export clean, timely data for reporting that meets provider business needs

Visibility of all spending information

We're trusted by Australia's leading care providers,
but don’t just take our word for it

“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare

Want to save time and money with Australia's #1 money management app for providers?

Chris Kessaris, SpendAble CFO

Frequently Asked Questions

Who is SpendAble for?

SpendAble is purpose built for service providers who support their clients and handle their personal money in some capacity, including those who run groups and day programs. We work with leading NDIS providers, Aged Care providers, Child & Family Services providers and Trustee/Guardian's across Australia.

Whether you're handling group outings, activity payments, or shared costs across multiple programs, SpendAble supports client funds management in a way that’s simple, secure and designed to suit how you work.

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How does SpendAble save our staff time?

Staff no longer need to:
— Manually log paper receipts
— Complete cash counts
— Reconcile ledgers after each group session

Your admin team gets real-time access to spending data, reducing delays and improving accuracy, while your dedicated support team stays focused on delivering the care they need.

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How many support workers can access money safely with SpendAble?

As part of any provider plan, there is no limit to the number of support workers you can add to your SpendAble account.

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Does every support worker need their own card?

No. SpendAble's unique system allows common cards to be 'checked out' within seconds by a staff member, without compromising your record keeping. For example:

— Support worker arrives at SIL house to do groceries
— Worker logs into their account and selects the SIL house account, and how long they need the card for
— Support worker takes the house card, pays and uploads photo of receipt
— Transaction record will show all details, receipts and tell you which support worker made the payment

You get the benefit of easy, fast and simple processes without compromising on your compliance requirements

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Can we use SpendAble for joint costs and business expenses?

Yes. SpendAble works across:
— Group program payments
— Shared transport or activity costs
— Day-to-day finance needs like petty cash or incidentals
— Business-related purchases tied to participant programs

All tracked, exportable, and stored in one place, no need for duplicate systems.

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How does SpendAble protect my data?

All of your data is hosted within Australia at a highly secure data centre in Sydney. We use the highest levels of encryption and data security practices to ensure your data is protected. This includes but is not limited to robust user management, firewalls and malware prevention, logging and regular backups.

Whether you're managing funds for a single day program or across your full provider business, your records stay safe and accessible whenever you need them.

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What does SpendAble cost?

SpendAble's provider platform has 3 different pricing tiers that caters to the different needs of providers.

SpendAble Basic — starts at $0
SpendAble Professional — starts at $189
SpendAble Enterprise — custom pricing

You can view the specific inclusions of each plan to decide which one is right for you on our provider pricing page

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How does SpendAble solve our compliance challenges?

Quality & Safeguards Standard 4 — SpendAble captures all records required for your reporting automatically, in real time, without the manual errors or time delays

Environmental Restraint — SpendAble ensures you have the oversight and governance over how your staff access client funds, without ever removing a participants access, choice and control over their personal funds. You get the best of both worlds!

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Can support workers use one log in to access any money we give them access to?

Yes. Each staff member will receive a unique log in which they can use to spend any money you have given them permission to access, within the rules you set.

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How does participant funds get to a SpendAble account?

So you never have to hold the personal funds of clients in your business banking environment, families or financial guardians can directly deposit funds into the participant's SpendAble account via bank transfer.

This keeps your finance systems clean and separates business funds from client funds. Saving time, reducing risk, and simplifying compliance.

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How does SpendAble track unauthorised transactions? 

SpendAble has features that identify unusual transactions such as transactions made in irregular locations or of irregular value.  

There is a responsibility on the budget manager to oversee transactions as well as to ensure money is spent how it is supposed to.

SpendAble’s supporting tools enable a budget manager to review these intuitively with photos and receipts being required for every transaction made, as well as a dispute resolution capability in the app and budget hub for each transaction, giving your team timely visibility.  

Due to the fact every user has their own personalised card, SpendAble and the budget manager have full visibility on who is making each transaction to best understand how the money in each budget is being used.

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