Helping older Australians pay for everyday essentials shouldn't come with hours of admin. SpendAble streamlines payment handling, giving home care providers more time to focus on meeting client care needs, and not chasing receipts or reconciling budgets.
Replace complex care tasks with a simple system
Upload receipts in seconds to make evidence collection simple and easy
Set clear spending permissions rules to control staff spending
Access all purchase records in one place, from groceries to home care assistance
Let support workers can submit proof of purchases fast, with zero paper trails
Keep compliant and accurate records without added stress
See every transaction record the moment the card is tapped, including receipts and photos
Control which budgets your care team can access for different levels of care
Export records for aged care assessment or audits with ease
Help clients pay for services without needing access to personal bank accounts
Strengthen trust through transparent care and support for families
Maintain secure, accurate records that protects the client, your business and your staff
SpendAble is for service providers that support their clients to handle their personal money in some capacity. We work with leading NDIS providers, Aged Care providers, Child & Family Services providers and Trustee/Guardian's across Australia
It is also built for home care providers who help older Australians with in-home care, home care package services, and everyday spending. Whether you're managing funds for complex care needs, personal care, or home care assistance, SpendAble offers a secure, compliant way to manage client funds without relying on manual systems.
SpendAble reduces the admin burden across your care team. Staff no longer need to:
— Manually record transactions
— Store or scan receipts
— Count physical cash
— Reconcile payments across clients and programs
With real-time access to records, your admin staff can meet reporting standards, reduce human error, and spend more time on delivering care.
As part of any provider plan, there is no limit to the number of support workers you can add to your SpendAble account. All spending is tracked and recorded in real time, ensuring accountability across every part of your in-home aged care services.
No. SpendAble's unique system allows common cards to be 'checked out' within seconds by a staff member, without compromising your record keeping. For example:
— Support worker arrives at SIL house to do groceries
— Worker logs into their account and selects the SIL house account, and how long they need the card for
— Support worker takes the house card, pays and uploads photo of receipt
— Transaction record will show all details, receipts and tell you which support worker made the payment
You get the benefit of easy, fast and simple processes without compromising on your compliance requirements
Yes. SpendAble can be used for any spending needs your business has, including:
— Managing personal funds of clients
— Managing joint costs of SIL/STA
— Procuring payments for groups and day programs
— Business expense management
— Cash management
All of your data is hosted within Australia at a highly secure data centre in Sydney. We use the highest levels of encryption and data security practices to ensure your data is protected. This includes but is not limited to robust user management, firewalls and malware prevention, logging and regular backups.
SpendAble's provider platform has 3 different pricing tiers that caters to the different needs of providers.
SpendAble Basic — starts at $0
SpendAble Professional — starts at $189
SpendAble Enterprise — custom pricing
You can view the specific inclusions of each plan to decide which one is right for you on our provider pricing page
Quality & Safeguards Standard 4 — SpendAble captures all records required for your reporting automatically, in real time, without manual errors or time delays
Environmental Restraint — SpendAble ensures you have the oversight and governance over how your staff access client funds, without ever removing a participant’s access, choice and control over their personal funds. You get the best of both worlds!
Yes. Each staff member will receive a unique log in which they can use to spend any money you have given them permission to access, within the rules you set.
So you never have to hold the personal funds of clients in your business banking environment, families or financial guardians can directly deposit funds into the participant SpendAble account via bank transfer.
This removes steps from your process and ensures client funds and business funds never mix
SpendAble has features that identify unusual transactions such as transactions made in irregular locations or of irregular value.
There is a responsibility on the budget manager to oversee transactions as well to ensure money is spent how it is supposed to.
SpendAble’s supporting tools enable a budget manager to review these intuitively with photos and receipts being required for every transaction made, as well as a dispute resolution capability in the app and budget hub for each transaction.
Due to the fact every user has their own personalised card, SpendAble and the budget manager have full visibility on who is making each transaction to best understand how the money in each budget is being used
.png)
