Financial Capacity Building Program for Participants

Develop your financial management skills with SpendAble

Take charge of your money, your way. Get help with everyday spending, set your own rules, and stay safe when carers or support workers pay for you. Simple and practical resource, built to help you feel more confident with your money.
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Chris Kessaris, SpendAble CFO

Why SpendAble?

We exist to equip you...

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Understand how your
money is used

budgeting

Budget and save for the
things that matter

managing money safely

Take control of your money
with more confidence

… through a tailored budgeting program that provides practical assistance and supports people with disabilities.

What is included?

A lady managing her budget
a visual of budgeting
a happy participant smiling holding his SpendAble card
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10 more important reasons why thousands choose SpendAble

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1. It's completely free

Access the full budgeting program at no cost. Move through each step at your own pace, in a way that works for you.
2. Personalised budgeting plan
Create a budgeting plan built around your lifestyle, spending habits and goals, guided by frameworks that support consistent growth.
3. More spending transparency
See where your money goes and feel confident you’re spending in a way that reflects your values and personal outcomes.
4. You’re always in control
You decide how and when you participate. The program is flexible and designed to enable you to learn on your terms.
5. Easy to follow
Clear guidance and simple instructions help make every session achievable, no matter where you're starting from.
6. Tailored strategies for you
Safe, supported strategies that match your needs and specialise in helping you build long-term money confidence.
7. After program support
Keep building with the help of practical systems and advice designed to deliver lasting progress and grow your understanding over time.
8. Specifically for NDIS participants
Created by people with lived experience, we understand what matters and deliver support that fits your situation.
9. Experienced facilitators
Need one-on-one help? Contact us to book a personalised session with a facilitator through your plan. Fully approved and NDIS funded.
10. Become more independent
Learn to oversee your money with less reliance on others. Our tools help you build skills to make your own financial contributions and decisions with confidence.

Want safer and transparent spending with
Australia's #1 money management app? 

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We're helping thousands of people like you, but don’t just take our word for it

“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare

Join the community of happy individuals who already trust us to empower their financial skill development

Get Free Access
Chris Kessaris, SpendAble CFO

Frequently Asked Questions

What is covered in the budgeting skills program?

SpendAble helps you handle your money in a way that works for your life, care needs, and goals.

You'll learn how to:
— Create and manage your finances that fits your day-to-day spending
— Allocate money into different wallets for personal care, social activities, housing costs or essentials
— Set spending limits and rules for safer transactions
— Track your money in real time to make informed financial decisions
— Use a safe and secure transaction without the risks of cash or sharing bank details

This is a practical and flexible solution to improve your financial budgeting and give you more confidence with how your money is used across community and support services.

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I only use cash, can this program work for me?

Absolutely. If you usually rely on cash, SpendAble can help you:
— Assess where you might be at risk and implement strategies to mitigate this
— Strengthen your options by learning how to use a debit card or make digital payments for places where cash isn't accepted
— Develop strategies so your support network can best support your circumstances

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How much does it cost?

The SpendAble budgeting program is free!

If you'd like extra help, you can book 1:1 support hours with a SpendAble facilitator. These are fully funded through the NDIS under Training and Support (Item 15_037_0117_1_3).

You choose how much help you want, use as many or as few hours as you need.

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How do I know this will work for me?

SpendAble has been created alongside people with real lived experience who know how challenging managing money can feel within aged care, disability, or community housing.

It's designed for anyone who wants to feel more confident with money, whether you pay for things directly, or have carers, family or support workers assisting you.

Accessing the program is free! So give it a try and see what you think.

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My support worker does all my spending for me, can this program work for me?

Yes. Even if someone else makes all your purchases, SpendAble can help you:
— Identify concerns and find safer ways to handle money
— Gain visibility over how and where your money is spent
— Review spending done on your behalf
— Build your confidence to start making some payments yourself if that’s something you want to do

This is about boosting your independence and giving you more control, no matter how much or little help you need.

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I want 1:1 budgeting support. Where are the sessions held?

If you’d like extra support, one-on-one sessions are held online via video call (Zoom, Google Meet or similar). This means you can access help from anywhere. 

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