#1 Money Management App for Aged Care Providers

SpendAble makes client payments safe, secure, and fully compliant

Managing client spending shouldn’t be risky or slow. When older Australians need support to pay for everyday essentials, SpendAble makes the process simple so aged care providers can spend less time managing transactions and more time delivering care.
We're trusted by thousands, because we do what other money handling solutions can't
Ability First Australia Logo
Australian Unity LogoPossability LogoLifestyle Solutions Logo
Department of Human Services SA LogoNew Horizons Disability Services LogoLive Better Disability Services LogoCaringa Disability Services LogoSt Michaels Disability Services LogoInteraction Disability Services Logo
Features

Support clients to spend without using
their bank account or PIN

Helping older Australians pay for everyday needs is now easier and safer. SpendAble is trusted by residential aged care teams, carers and aged care services to manage client payments without cash, cards or shared details.

Eliminate admin

A green circle with white tick

SpendAble helps aged care service providers turn hours of manual care plan record-keeping into seconds.

A green circle with white tick

Upload receipts in one click for groceries, medications and personal care, making care quality and safety compliance simple.

A green circle with white tick

Set spending rules to control support worker expenses, so you can stay focused on care and support, not tracking receipts.

Building capacity with the SpendAble system

Receipt capture

A green circle with white tick

View every receipt from your staff in real time.

A green circle with white tick

Upload is instant. No more chasing paperwork across your aged care services.

A green circle with white tick

Accurate, compliant records for the Aged Care Quality and Safety Commission, without the admin burden.

Receipts and evidence on the SpendAble platform

Real time visibility

A green circle with white tick

See every transaction the moment it happens, with receipts and photos attached. Perfect for aged care quality standards reporting.

A green circle with white tick

Decide which budgets your support workers can access, keeping you in control of what they can spend.

A green circle with white tick

Access everything you need for compliant reporting in one place.

Visibility of all spending information

Client safety

A green circle with white tick

SpendAble lets aged care support providers help clients pay without needing access to their bank account or sensitive details.

A green circle with white tick

Transparent spending builds trust with families and keeps aged care quality and safety front and centre.

A green circle with white tick

Every record is stored securely, protecting your clients, your care home or home care service, and your staff.

Building capacity with the SpendAble system

We're trusted by Australia's leading aged care providers,
but don’t just take our word for it

“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare

Want to save time and money with Australia's #1 money management app  for aged care providers?

Chris Kessaris, SpendAble CFO

Frequently Asked Questions

Who is SpendAble for?

SpendAble is built for organisations providing aged care, home care services, and community aged care across Australia.

Whether you're supporting people living in residential aged care, managing home care packages, or delivering care and support to older people or people with disability, SpendAble helps providers to make money management safer and easier.

A right pointing arrow icon

How does SpendAble save our staff time?

SpendAble cuts out manual admin from daily care and package management. Staff no longer need to:
— Write down transactions
— Store or scan receipts
— Count or reconcile cash
— Manually update ledgers

Your team gains real-time access to records across home care funding making compliance easier and reducing errors.

A right pointing arrow icon

How many support workers can access money safely with SpendAble?

There’s no limit. Home care providers, residential aged care teams and support services can add as many staff as needed, everything's securely managed within your SpendAble account.

A right pointing arrow icon

Does every support worker need their own card?

No. SpendAble’s system lets approved support workers check out shared cards securely, perfect for SIL homes, day programs or in-home care.

Example:
— A support worker arrives to assist a client
— Logs in, selects the correct account and sets the time they’ll need the card
— Takes the card, completes the purchase, uploads a receipt
— Every detail is tracked and recorded under their name

Simple for staff. Safe for providers. Fully compliant with aged care quality and safety standards.

A right pointing arrow icon

Can we use SpendAble for joint costs and business expenses?

Yes. SpendAble supports a range of services to support your operations, including:
— Managing personal funds of clients
— Managing group or joint costs
— Procuring payments for groups and day programs
— Cash management
— Business and organisation-wide payments

A right pointing arrow icon

How does SpendAble protect my data?

All data is hosted securely in Australia within a Sydney-based data centre. We follow strict Australian Government Department of Health data requirements and aged care quality and safety guidelines.

Protection includes encryption, secure user management, firewalls, and continuous backups, giving providers peace of mind when it comes to aged care assessment and funding data.

A right pointing arrow icon

What does SpendAble cost?

SpendAble's provider platform has 3 different pricing tiers that caters to the different needs of providers.

SpendAble Basic — starts at $0
SpendAble Professional — starts at $189
SpendAble Enterprise — custom pricing

You can view the specific inclusions of each plan to decide which one is right for you on our provider pricing page

A right pointing arrow icon

How does SpendAble solve our compliance challenges?

SpendAble simplifies reporting for aged care quality standards, restrictive practices governance, and financial accountability.

Features include:
— Real-time records of all spending
— Automatic capture of receipts and photos
— Clear audit trails for the Aged Care Quality and Safety Commission

Environmental restraint controls allow providers to maintain governance without removing client choice or control.

A right pointing arrow icon

Can support workers use one log in to access any money we give them access to?

Yes. Each staff member has their own login, allowing them to access only the specific funds, package level, or budget allocated to them, based on your rules.

A right pointing arrow icon

How does participant funds get to a SpendAble account?

Clients or their primary carer, family, or financial guardian can transfer funds directly into their SpendAble account.

This keeps client funds separate from your business accounts, protects care funding integrity, and simplifies care and services management.

A right pointing arrow icon

How does SpendAble track unauthorised transactions? 

SpendAble helps providers to make oversight simple.

Every transaction:
— Is tied to a specific staff member
— Includes a photo of the receipt
— Shows location and spend data

Budget managers receive alerts for unusual activity and can review transactions quickly through the app, ensuring accountability across all supports and services.

A right pointing arrow icon