Whether it’s pocket money, groceries, or everyday bills, SpendAble makes it easy to stay accountable, secure, and on track, all in one place.
Oversee all spending in a central, easy-to-use platform
Keep a consistent process across carers, homes, and locations
Give young people safe, supported access to their funds while you stay in control
Set clear budgets based on each young person’s plan and needs
Add spending rules to guarantee support programs and care workers follow financial boundaries
Create transparency, with real ownership for the child or young person where appropriate
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Support young people to build confidence in how they use money
Encourage emotional health, resilience, and self-management through guided spending
Built-in tools help caseworkers and carers promote lifelong independence
See every transaction as it happens with receipts, photos, and notes are attached to each payment
Know who spent what, where, why, and every detail is recorded and ready for reporting or review
Meet child safety and accountability expectations without chasing paperwork
SpendAble is built for service providers that support people with everyday money use including aged care, NDIS, child & family services, and financial guardianship.
We work with organisations across Australia to simplify how they manage client funds with transparency and control.
SpendAble removes the need for staff to:
— Manually record transactions
— Store or scan receipts
— Count or reconcile cash
— Enter ledger data by hand
Admin teams gain real-time access to records, reducing errors and speeding up financial reporting, especially useful for support services with large caseloads or care homes.
There’s no limit. Support workers, caseworkers or carers can be added to your SpendAble account and granted access only to the funds or clients they support, with full visibility and accountability.
No. SpendAble uses a flexible card check-out system:
— A support worker arrives at a SIL or residential home
— Logs into their profile and selects the house or client account
— Checks out the shared card for the time they need it
— Makes the purchase and uploads a receipt photo
— The system logs the full transaction history including who spent, what was bought, and when
You keep compliance tight without needing to issue a card per person.
Yes. SpendAble can support:
— Personal client spending
— Shared costs across SIL or STA environments
— Payments for group activities or day programs
— Internal business or organisational expenses
— Cash flow oversight across multiple teams or locations
All of your data is hosted within Australia at a highly secure data centre in Sydney. We use the highest levels of encryption and data security practices to ensure your data is protected. This includes but is not limited to robust user management, firewalls and malware prevention, logging and regular backups.
SpendAble's provider platform has 3 different pricing tiers that caters to the different needs of providers.
SpendAble Basic — starts at $0
SpendAble Professional — starts at $189
SpendAble Enterprise — custom pricing
You can view the specific inclusions of each plan to decide which one is right for you on our provider pricing page
Quality & Safeguards Standard 4 — SpendAble captures all records required for your reporting automatically, in real time, without the manual errors or time delays
Environmental Restraint — SpendAble ensures you have the oversight and governance over how your staff access client funds, without ever removing a participants access, choice and control over their personal funds. You get the best of both worlds!
Yes. Each staff member will receive a unique log in which they can use to spend any money you have given them permission to access, within the rules you set.
Families, guardians, or plan managers can deposit money directly into each client’s SpendAble account.
This keeps personal funds out of your business accounts and ensures financial administration stays clean and compliant.
SpendAble helps budget managers flag and review anything unusual, such as:
— Out-of-area transactions
— Irregular purchase values
— Missed receipts or gaps in spending notes
Each payment is logged with full visibility: who spent, when, where, how much, and what for, with receipt photos and notes for every transaction.
A dispute resolution flow is built into the Budget Hub for follow-up when needed.
Yes. SpendAble is designed to support organisations working across child and family services, including those that assist children, young people, and families with diverse needs.
It can be used in a wide range of settings, from foster care and family support to early intervention, parenting programs, and community services. SpendAble also supports service models that prioritise inclusion, wellbeing, and resilience, helping providers meet the individual needs of each child or family.
Whether you're focused on child safety, mental health, family relationships, or support for parents and carers, SpendAble offers a secure and easy-to-use financial tool that promotes transparency, accountability, and flexibility.
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