#1 Money Management App for Australians Living in Aged Care

SpendAble keeps individuals living in
aged care safe when others need to pay
on their behalf

No need to hand over your personal debit card or share your bank details. SpendAble gives you a safer, simpler way to let trusted people pay, while keeping your money private and protected.
Features

Keep your money safe in aged care without adding others to your bank account

Stay in control while getting the support you need to pay for everyday expenses while in residential aged care or home care.

Controlled access to money

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Set the rules on who can access your money and what they can spend it on, whether in government-funded aged care, residential care, or in-home support.

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Connect trusted support workers when you need them to pay for personal care, social activities, or other aged care services, thus increasing your safety and security.

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Control how every dollar is spent, no matter who pays, while meeting aged care quality and safety standards.

Different users on the SpendAble platform

Support worker cards

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Never hand out your personal debit card or cash again. Stay protected while receiving aged care support that you need.

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Dedicated support worker card is used when someone pays for you, helping you stay safe and secure.

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Identify exactly who spends your money for maximum transparency, a key part of care quality and safety.

SpendAble app and card

Set spending rules

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Decide whether cash out is allowed or restricted for different budgets.

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Set spending limits on a daily, weekly, fortnightly, or monthly timeframe to match your needs.

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Block certain merchants if you don’t want funds spent on things like alcohol, utilities, or retail, helping you maintain control and care quality.

Set spending rules with SpendAble

Real time visibility

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One-click upload of receipts when support workers pay for you, so you know exactly how your money is spent.

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Track how your money is used across care and support services in real time.

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Maximum transparency without ever handing out your personal card.

Receipts and evidence on the SpendAble platform

We're helping thousands of older Australians with care needs living in home or residential aged care,
but don't just take our word for it.

“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare

Get started today

SpendAble is the only financial platform 100% NDIS funded, meaning you'll never be out of pocket for the financial security you deserve

Starter

$15
/month

Paid yearly, 100% NDIS funded

For participants with the capacity to handle their money, who may need support from their carers to pay at times

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Access to the only debit card built for NDIS participants
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Real time visibility over every dollar spent
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Connect 1 support worker
Get Started

Value

$25
/month

Paid yearly, 100% NDIS funded

For participants who handle their money, but need support to stick to their budget and want to build their skills

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All the benefits of starter plus:
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Spending rules to better protect your money
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Segment money into 'wallets' to help you budget and achieve your goals
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Dashboards to track your spending with ease
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Connect up to 3 support workers
Get Started

Want safer, more transparent spending with Australia’s #1 money management app for older Australians living in aged care?

Chris Kessaris, SpendAble CFO

Frequently Asked Questions

Who is SpendAble for?

SpendAble is designed for older people living in aged care. This includes those in a residential aged care home, a nursing home, or receiving care support.

It's ideal for anyone needing carers or support workers to help pay for personal care, social activities, or everyday essentials, without giving them access to your personal bank account.

SpendAble also supports people with disabilities who want to build financial independence while still receiving care and support.

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How does SpendAble keep me safe?

SpendAble makes it safer and easier to manage your money while living in aged care.

It helps you:
— Decide who can spend money for you
— Know exactly who paid and what they spent
— See receipts and spending information in real time
— Set rules about how you and your carers can spend
— Stay protected without handing over your personal debit card or cash

SpendAble helps meet aged care quality and safety standards while giving you more control and peace of mind.

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Are there any hidden costs?

No. All the features and functionality you need is included as advertised in the SpendAble plan you choose

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How many support workers can access money safely with SpendAble?

As many as you need.

SpendAble lets you easily manage and track anyone supporting you, whether it's staff in a residential aged care facility, home care workers, or family carers.

You’ll always know:
— Who spent your money
— Where they spent it
— What they spent it on

Granting or removing permissions for a support worker to access your money can be done in seconds through the SpendAble Budget Hub.

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What does SpendAble cost?

SpendAble's participant platform has 3 different plans depending on your needs.

SpendAble Starter — $180 per year
SpendAble Value — $300 per year
SpendAble Premium — $660 per year

You can see all inclusions to choose the plan that is right for you on our pricing page

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What if I change my mind?

SpendAble has a 90 day-money back guarantee for all participants so you can be confident you've made the right decision

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How does SpendAble track unauthorised transactions? 

SpendAble has features that identifies unusual transactions such as transactions made in irregular locations or of irregular value.  There is a responsibility on the budget manager to be overseeing transactions as well to ensure money is spent how it is supposed to.

SpendAble’s supporting tools enable a budget manager to review these intuitively with photos and receipts being required for every transaction made, as well as a dispute resolution capability in the app and budget hub for each transaction.  Due to the fact every user has their own personalised card, SpendAble and the budget manager have full visibility on who is making each transaction to best understand how the money in each budget is being used

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