SpendAble for Participants
SpendAble for Participants

Build Your Budgeting Skills with SpendAble

Take control of your money and build better budgeting habits
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A participant and support worker holding a SpendAble card

Bank accounts and cash don't cater to your budgeting needs

Managing your money using cash or a regular bank account doesn’t provide the tools or support needed to build real budgeting skills that cater to your personal circumstances.

01

Cash isn’t trackable

It’s easy to lose track of where your money went.

02

Bank accounts are passive

All of your money sits in one pile, denying you valuable support

03

No control over spend

You aren't supported to set budgets and rules for your goals

With SpendAble, you can take control of your finances, learn budgeting skills, and build better habits.

Chris Kessaris, SpendAble CFO

Smart Budgeting Made Easy

SpendAble helps you manage your money while building the skills you need to budget effectively—even when you don’t have a traditional bank account or cash.

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Real-time tracking – See exactly how much you have left in your budget.
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Create and stick to a budget – Set limits for spending categories and track progress.
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Instant spending feedback – Get immediate updates on your spending habits, so you can adjust in real-time.
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How it Works

Support workers on SpendAble

1. Create your account

Get set up in under 5 minutes, with a simple process

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Setting spending rules

2. Set your spending rules

You decide your budgets and the rules in line with your goals

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3. Pay with confidence

Pay knowing you're debit card is building your skills

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A view of transactions on the SpendAble Platform

4. Track spending in real time

Review your transactions and balances at your fingertips

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SpendAble Demo Video

See SpendAble in Action

Watch a short demo video to see how SpendAble could work for you
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We're trusted by Australia's leading care providers — but don’t just take our word for it

“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare

10 more important reasons why thousands choose SpendAble

A man holding a SpendAble card

1. Your money is safe

You’re protected by VISA’s zero liability protection & SpendAble’s card money guarantee
2. You’re in complete control
View and access your money any time safely and securely
3. Nothing out of your pocket
100% NDIS funded, so you never pay a cent of your hard earned money
4. Improve your money skills and capacity
Powerful budgeting features, empowering you to pay more independently and reach your goals
5. Never hand out your card or cash
Safely connect your trusted support workers in 1x click, who can securely spend on your behalf without touching your personal card or cash
6. You choose how your money is spent
You have complete control and visibility over how your trusted support workers spend money on your behalf
7. Maximum transparency
See what budget, how much was spent, who spent the money and all receipts for every transaction, in real time
8. Personalised statements
Receive statements and share spending information with family, trustees and financial representatives in seconds
9. Specifically for participants
Our program is built by people with real lived experience, catering to your individual needs
10. Industry leading
We're Australia's #1 NDIS money handling solutions for providers, participants and parents

Want to save time and money with Australia's #1 money handling solution for providers?

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Chris Kessaris, SpendAble CFO